# RepaymentSpecification - Schema.org Type

> Source: https://schema.org/RepaymentSpecification
> Extracted: 2026-02-16T18:55:20.293Z

---

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A Schema.org Type

*This term is in the "new" area - implementation feedback and adoption from applications and websites can help improve our definitions.*

A structured value representing repayment.

Property

Expected Type

Description

Properties from [RepaymentSpecification](https://schema.org/RepaymentSpecification "RepaymentSpecification")

`[downPayment](https://schema.org/downPayment "downPayment")`

[MonetaryAmount](https://schema.org/MonetaryAmount "MonetaryAmount")  or  
[Number](https://schema.org/Number "Number")

a type of payment made in cash during the onset of the purchase of an expensive good/service. The payment typically represents only a percentage of the full purchase price.

`[earlyPrepaymentPenalty](https://schema.org/earlyPrepaymentPenalty "earlyPrepaymentPenalty")`

[MonetaryAmount](https://schema.org/MonetaryAmount "MonetaryAmount")

The amount to be paid as a penalty in the event of early payment of the loan.

`[loanPaymentAmount](https://schema.org/loanPaymentAmount "loanPaymentAmount")`

[MonetaryAmount](https://schema.org/MonetaryAmount "MonetaryAmount")

The amount of money to pay in a single payment.

`[loanPaymentFrequency](https://schema.org/loanPaymentFrequency "loanPaymentFrequency")`

[Number](https://schema.org/Number "Number")

Frequency of payments due, i.e. number of months between payments. This is defined as a frequency, i.e. the reciprocal of a period of time.

`[numberOfLoanPayments](https://schema.org/numberOfLoanPayments "numberOfLoanPayments")`

[Number](https://schema.org/Number "Number")

The number of payments contractually required at origination to repay the loan. For monthly paying loans this is the number of months from the contractual first payment date to the maturity date.

Properties from [Thing](https://schema.org/Thing "Thing")

`[additionalType](https://schema.org/additionalType "additionalType")`

[Text](https://schema.org/Text "Text")  or  
[URL](https://schema.org/URL "URL")

An additional type for the item, typically used for adding more specific types from external vocabularies in microdata syntax. This is a relationship between something and a class that the thing is in. Typically the value is a URI-identified RDF class, and in this case corresponds to the use of rdf:type in RDF. Text values can be used sparingly, for cases where useful information can be added without their being an appropriate schema to reference. In the case of text values, the class label should follow the schema.org [style guide](https://schema.org/docs/styleguide.html).

`[alternateName](https://schema.org/alternateName "alternateName")`

[Text](https://schema.org/Text "Text")

An alias for the item.

`[description](https://schema.org/description "description")`

[Text](https://schema.org/Text "Text")  or  
[TextObject](https://schema.org/TextObject "TextObject")

A description of the item.

`[disambiguatingDescription](https://schema.org/disambiguatingDescription "disambiguatingDescription")`

[Text](https://schema.org/Text "Text")

A sub property of description. A short description of the item used to disambiguate from other, similar items. Information from other properties (in particular, name) may be necessary for the description to be useful for disambiguation.

`[identifier](https://schema.org/identifier "identifier")`

[PropertyValue](https://schema.org/PropertyValue "PropertyValue")  or  
[Text](https://schema.org/Text "Text")  or  
[URL](https://schema.org/URL "URL")

The identifier property represents any kind of identifier for any kind of [Thing](https://schema.org/Thing), such as ISBNs, GTIN codes, UUIDs etc. Schema.org provides dedicated properties for representing many of these, either as textual strings or as URL (URI) links. See [background notes](https://schema.org/docs/datamodel.html#identifierBg) for more details.

`[image](https://schema.org/image "image")`

[ImageObject](https://schema.org/ImageObject "ImageObject")  or  
[URL](https://schema.org/URL "URL")

An image of the item. This can be a [URL](https://schema.org/URL) or a fully described [ImageObject](https://schema.org/ImageObject).

`[mainEntityOfPage](https://schema.org/mainEntityOfPage "mainEntityOfPage")`

[CreativeWork](https://schema.org/CreativeWork "CreativeWork")  or  
[URL](https://schema.org/URL "URL")

Indicates a page (or other CreativeWork) for which this thing is the main entity being described. See [background notes](https://schema.org/docs/datamodel.html#mainEntityBackground) for details.  
Inverse property: [mainEntity](https://schema.org/mainEntity "mainEntity")

`[name](https://schema.org/name "name")`

[Text](https://schema.org/Text "Text")

The name of the item.

`[owner](https://schema.org/owner "owner")`

[Organization](https://schema.org/Organization "Organization")  or  
[Person](https://schema.org/Person "Person")

A person or organization who owns this Thing.  
Inverse property: [owns](https://schema.org/owns "owns")

`[potentialAction](https://schema.org/potentialAction "potentialAction")`

[Action](https://schema.org/Action "Action")

Indicates a potential Action, which describes an idealized action in which this thing would play an 'object' role.

`[sameAs](https://schema.org/sameAs "sameAs")`

[URL](https://schema.org/URL "URL")

URL of a reference Web page that unambiguously indicates the item's identity. E.g. the URL of the item's Wikipedia page, Wikidata entry, or official website.

`[subjectOf](https://schema.org/subjectOf "subjectOf")`

[CreativeWork](https://schema.org/CreativeWork "CreativeWork")  or  
[Event](https://schema.org/Event "Event")

A CreativeWork or Event about this Thing.  
Inverse property: [about](https://schema.org/about "about")

`[url](https://schema.org/url "url")`

[URL](https://schema.org/URL "URL")

URL of the item.

  

Property

On Types

Description

[loanRepaymentForm](https://schema.org/loanRepaymentForm "loanRepaymentForm")

[LoanOrCredit](https://schema.org/LoanOrCredit "LoanOrCredit")

A form of paying back money previously borrowed from a lender. Repayment usually takes the form of periodic payments that normally include part principal plus interest in each payment.

### Acknowledgements

#### Source

[https://github.com/schemaorg/schemaorg/issues/1253](https://github.com/schemaorg/schemaorg/issues/1253)

  

### Examples

Example notes or example HTML without markup.

<div>
  <h1>Agency 30 Year Fixed</h1>
  <p>Experience easier budgeting with predictable monthly payments. Relax knowing you’ll never have to worry about rising interest rates for the life of your loan.</p>
</div>
<table>
  <caption>Rates are based on a loan amount of $200,000 and 20% down payment.</caption>
  <tr>
    <td>Interest rate</td>
    <td>3.625%</td>
  </tr>
  <tr>
    <td>APR</td>
    <td>3.8047%</td>
  </tr>
  <tr>
    <td>Estimated payment</td>
    <td>$912.11</td>
  </tr>
  <tr>
    <td>Months</td>
    <td>360</td>
  </tr>
</table>

Example encoded as [Microdata](https://en.wikipedia.org/wiki/Microdata_\(HTML\)) embedded in HTML.

<div itemscope itemtype="https://schema.org/MortgageLoan">
  <h1 itemprop="name">Agency 30 Year Fixed</h1>
  <div itemprop="loanTerm" itemscope itemtype="https://schema.org/QuantitativeValue">
    <meta itemprop="value" content="30"/>
    <meta itemprop="unitCode" content="ANN"/>
  </div>
  <p itemprop="description">Experience easier budgeting with predictable monthly payments. Relax knowing you’ll never have to worry about rising interest rates for the life of your loan.</p>
  <div itemprop="loanRepaymentForm" itemscope itemtype="https://schema.org/RepaymentSpecification" itemref="estPay payNum">
    <meta itemprop="downPayment" content="20"/>
    <meta itemprop="loanPaymentFrequency" content="1"/>
      <span>Estimated payment</span>
    <div id="estPay" itemprop="loanPaymentAmount" itemscope itemtype="https://schema.org/MonetaryAmount">
    <span itemprop="currency" content="USD">$</span><span itemprop="value">912.11</span></div>
    <span>Months</span>
    <div id="payNum" itemprop="numberOfLoanPayments">360</div>
  </div>

<table>
  <caption id="amount" itemprop="amount" itemscope itemtype="https://schema.org/MonetaryAmount">Rates are based on a loan amount of <span itemprop="currency" content="USD">$</span><span itemprop="value" content="200000">200,000</span> and 20% down payment.</caption>
  <tr>
    <td>Interest rate</td>
    <td><span id="intRate" itemprop="interestRate">3.625</span>%</td>
  </tr>
  <tr>
    <td>APR</td>
    <td><span id="apr" itemprop="annualPercentageRate">3.8047</span>%</td>
  </tr>
</table>

</div>

Example encoded as [RDFa](https://en.wikipedia.org/wiki/RDFa) embedded in HTML.

<div vocab="https://schema.org/" typeof="MortgageLoan">
  <h1 property="name">Agency 30 Year Fixed</h1>
  <div property="loanTerm" typeof="QuantitativeValue">
    <meta property="value" content="30"/>
    <meta property="unitCode" content="ANN"/>
  </div>
  <p property="description">Experience easier budgeting with predictable monthly payments. Relax knowing you’ll never have to worry about rising interest rates for the life of your loan.</p>
  <div property="loanRepaymentForm" typeof="RepaymentSpecification" itemref="estPay payNum">
    <meta property="downPayment" content="20"/>
    <meta property="loanPaymentFrequency" content="1"/>
      <span>Estimated payment</span>
    <div id="estPay" property="loanPaymentAmount" typeof="MonetaryAmount">
    <span property="currency" content="USD">$</span><span property="value">912.11</span></div>
    <span>Months</span>
    <div id="payNum" property="numberOfLoanPayments">360</div>
  </div>

<table>
  <caption id="amount" property="amount" typeof="MonetaryAmount">Rates are based on a loan amount of <span property="currency" content="USD">$</span><span property="value" content="200000">200,000</span> and 20% down payment.</caption>
  <tr>
    <td>Interest rate</td>
    <td><span id="intRate" property="interestRate">3.625</span>%</td>
  </tr>
  <tr>
    <td>APR</td>
    <td><span id="apr" property="annualPercentageRate">3.8047</span>%</td>
  </tr>
</table>

</div>

Example encoded as [JSON-LD](https://en.wikipedia.org/wiki/JSON-LD) in a HTML script tag.

<script type="application/ld+json">
{
  "@context": "https://schema.org",
  "@type": "MortgageLoan",
  "name": "Agency 30 Year Fixed",
  "description": "Experience easier budgeting with predictable monthly payments. Relax knowing you’ll never have to worry about rising interest rates for the life of your loan.",
  "amount": {
    "@type": "MonetaryAmount",
    "value": "200000",
    "currency": "USD"
  },
  "loanTerm": {
    "@type": "QuantitativeValue",
    "value": "30",
    "unitCode": "ANN"
  },
  "interestRate": "3.625",
  "annualPercentageRate": "3.8047",
  "loanRepaymentForm": {
    "@type": "RepaymentSpecification",
    "loanPaymentAmount": {
      "@type": "MonetaryAmount",
      "value": "909.3",
      "currency": "USD"
    },
    "downPayment": "20",
    "numberOfLoanPayments": "360",
    "loanPaymentFrequency": "1"
  }
}
</script>

Structured representation of the JSON-LD example.